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Home Refinance Book Homepage
Reliable Home Refinance information
Must closing of florida home refinance must be in florida?
Where can i get our home refinanced while in bankruptcy?
Is it worth paying off a credit card, for a possible home refinance loan?
i was told my debt tot income was too high, so i offered to pay off my lowest credit card. The bank said they would reconsider my application, but it is in no way sure. Do you think that they will accept it now? Because if they say not, then it might be better to have that money in my saving
I have a rental home refinanced and now under watered to get a short sale in California?
I have a rental home refinanced and now under watered to get a short sale in California if a lender sends 1099 to IRS for sale's deficiency ,which means I have to pay the deficiency as a income by IRS,and if I cant pay it then IRS come after me instead of the lender
Should I include my student loans in a home refinance?
We are about to refinance our home at 3.85 % for a 15 year loan. We have 40k of student loans at 5.75 %. Including this amount in our mortgage will not get us to the point where we will have to pay PMI. Is this a good idea? If yes, why. If no, why not?
Can a collection prevent a home refinance?
Quicken Loans is telling me that I need to pay off a collection from an apartment complex before they will move forward with refinancing my home. Problem is, I cant afford to pay the collection AND all the refinance fees. Can they do that? In Texas, creditors cant take your home over a debt. So why does this matter? Would the collection get removed if I started payments on it or would it stay there and just reduced as the amount goes down? I find this pretty STUPID that I cant get a loan over 1 collection.
How long should a home refinance take?
I have been trying to refinance my house for over 4 months. Is this a normal amount of time to wait? Seems long to me and I feel like I am getting the run around.
I don't qualify for the home refinance program because our loan isn't owned by Freddie Mae/Mac.?
What options do I have since our value of our house has decreased? What banks do you trust to refinace with?
Is it better to roll your car and credit card into a 15 year home refinance?
Here is the situation, I am refinancing my home to a 15 fixed loan at 4.125 %I have $4000.00 left on a car loan at 7.25 % . I pay $350.00 a month on itI have a credit card with a balance of $3500.00 at 10 %. I pay $300 a month on it.Would it be better to roll those into the the refinance and add the $650 a month to the home loan for the next, say 12 to 18 months or just continue to pay it off and be done with it in 12 to 18 months?
How soon before I can reapply for a home refinance?
A few weeks ago I applied to refinance my home and had the credit score and income to easily do it. I was ignorant however to the fact my home could not be for sale and it never came up in the conversations with the loan office before during or after filling out the application. I just had it taken off the market and as of yesterday was not in underwriting yet but I fear I will be denied because it was just listed. If it is denied how long would I have to wait to re apply? This is a Chase mortgage and I am refinancing also through chase.Going through chase for refinance because I can streamline my FHA which means no appraisal AND getting my wife taken off the mortgage as she no longer wants to be on it since I can afford it under my name only. Talked to several banks and my original lender is the only one that can meet this criteria. Too many horror stories about appraisals and would rather not mess with them in this market.
What is the best home refinance rates nowadays?
Bankruptcy Question on Home Refinance Application?
I'm Filling out a form 1003, to refinance my home. One of the questions asked on the application is " Have you been declared bankrupt within the past 7years" . I filed a chapter 13 in 2001 mortgage not included . It was discharged in 2006, but due to an error it should have stopped in 2004 so i was refunded for 2 years trustee payments. My credit reports are all clean, no signs of a past bankruptcy,and perfect payment history. I've read if it asks" have you ever filed" you should say yes. Can the question " Have you been declared bankrupt within the past 7years" be answered No since it doesn't show on my credit report? Do bank loan officers have other ways of looking at past history?
Home Refinance Question?
What is the difference between a 15 year fixed and 30 year fixed loan? I see the 15 year fixed offers better rates. Also the rates seems to be contantly going up. Anyone think they will dip at all?
Why don't people have their homes refinanced vs. modified?
Just because you refinance doesn't mean you have to take money out. And if you do have to get money, then take $100.00. I don't understand.
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