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Home Refinance Book Homepage
Reliable Home Refinance information
Is it a bad idea to roll an upsidedown carloan into your home refinance and pay it off?
Can I reapply for home refinance?
If I am denied my home refinance can I reapply and ifso typically how long is the wait? I have good credit and good income but I am refinancing the home in my name only but I know there are other factors as well. I am going through Chase by the way.
For home refinance, will my property tax be increased if my property value has been increased?
My property value for property tax is about 500k and the market value is about 650k. If I do refinance now, will my property value for tax will be jumped to 650k? I am in CA. Thanks.
I don't qualify for the home refinance program because our loan isn't owned by Freddie Mae/Mac.?
What options do I have since our value of our house has decreased? What banks do you trust to refinace with?
Must closing of florida home refinance must be in florida?
Where can i get our home refinanced while in bankruptcy?
What is the best home refinance rates nowadays?
Will my home refinance go threw?
appling for a lone to lower my paments i have been having troubles with this new company
Which would be a better choice for a home refinance loan?
We're going to refinance our home for a 30 yr. fixed with Amerisave and aren't really sure which would be the best choice.On one loan we could get a rate of 3.875 %, 4.218 % APR, and total closing costs of $7,360 which we would want to roll back into the loan.The other choice would be 4.5 % rate, 4.605 % APR and total closing costs of $3,010 which we would roll back into the loan.And do you know if Amerisave is a reputable lender?We plan on keeping the house about 5 years, so which would be less of a loss, higher closing costs or higher interest?
Should we close our credit cards to secure a home refinance loan?
We are trying to refinance to get a lower rate. We are not upside down in our home and my wife and I both work. Our cars are paid off, we pay off our credit cards each month and the only long term debt I have is my student loan. We recently started the process to refinance our home to take advantage of the low rates available. Recently the broker said he could close a deal if we closed our credit cards to show that we had no outstanding debt with them. We have paid our cards off every month for over 4 years. It just seems strange to me. The credit card companies said we could re open the same accounts without having to go through the application process if we do it within a month. Easy enough, but it just seems strange. Im not very savy about mortgages and loans. Basically I work and pay my bills. Any advice?
How do you know when your lender has taken advantage of you during your home refinance loan?
We closed on home refi. loan on 5 26 10 it couldn't dispurse because of the 3 day right to rescind until 6 2 10 due to the Memorial holiday...so it pushed us into June. Our lender made us pay prepaid interest for 5 26 10 5 31 10 PLUS the whole month of June 6 1 10 6 30 10. Which was a hefty $2,000. We just received a letter from our lender saying thanks for doing business but we sold your loan to xyz company on 6 8 10. Okay..I know they sell their loans. That is fine D QUESTION being...why did we have to pay our lender for the whole month of June for prepaid interest when they knew they were selling the loan and wouldn't have it long? Why do they get to have those thousand of dollars when they don't even hold the note anymore? It doesn't make sense that they can have all that money during a month when they don't even have the loan??Shouldn't we get a refund back or something? And is this right ?Thank you so much You are right...payment due Aug. 1. I do understand we have to pay prepaid interest. I just didn't understand why the lender who originated the loan was going to keep the interest for June. Now... I understand that they shift that money over to xyz lender. Thank you for clarifying D
Home Refinance (Without a full time job)?
Without having a full time job are there any programs out there that could possibly help me refinance my home?
Why don't people have their homes refinanced vs. modified?
Just because you refinance doesn't mean you have to take money out. And if you do have to get money, then take $100.00. I don't understand.
Personal Home Refinance?
Last year I already refinance my home loan for 15 years with interest rate was 4 % and the Principal balance 235,000. The fee was $4437. I'm thinking refinance it again for 10 years the interest rate is around 3.375 %. the principal balance is 221,500. Is it worth to refinance with the estimate Settlement charge $2,616? Please advise, thanks.............The main reason to refinance it again is that I wanted to shorten the mortgage payment from 15 years to 10 years since I'm planning to retire within 10 years. Thanks.
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