|
|
Home Refinance Book Homepage
Reliable Home Refinance information
Is it better to roll your car and credit card into a 15 year home refinance?
Here is the situation, I am refinancing my home to a 15 fixed loan at 4.125 %I have $4000.00 left on a car loan at 7.25 % . I pay $350.00 a month on itI have a credit card with a balance of $3500.00 at 10 %. I pay $300 a month on it.Would it be better to roll those into the the refinance and add the $650 a month to the home loan for the next, say 12 to 18 months or just continue to pay it off and be done with it in 12 to 18 months?
How do I apply or learn more about Obamas home refinance at lower interest?
Any help on this would be greatly appreciated. We currently have a 7.5 % interest rate and need to get it lowered. It is an FHA loan and we have been late on 3 payments in the past 12 months. Feel free to email me at grthfn41 yahoo.com
How long should a home refinance take?
I have been trying to refinance my house for over 4 months. Is this a normal amount of time to wait? Seems long to me and I feel like I am getting the run around.
Can I go with an alternate lender for home refinance while in application process with another?
Long story short I went through Chase and filled out application and my info is currently going through underwriting but given that I obviously have not closed or signed anything binding me to the refinance through them. The process has been horrible as their customer service and communication is quite lacking, not to mention the process has been so long due to them being back logged. I spoke with a Quicken rep and he has already got me approved and in underwriting with an even better rate than chase. Is this ok that I will ultimately close with Quicken even though I am in underwriting with Chase? The rep at Chase said it is not big deal as long as I dont sign closing papers with them.
Which would be a better choice for a home refinance loan?
We're going to refinance our home for a 30 yr. fixed with Amerisave and aren't really sure which would be the best choice.On one loan we could get a rate of 3.875 %, 4.218 % APR, and total closing costs of $7,360 which we would want to roll back into the loan.The other choice would be 4.5 % rate, 4.605 % APR and total closing costs of $3,010 which we would roll back into the loan.And do you know if Amerisave is a reputable lender?We plan on keeping the house about 5 years, so which would be less of a loss, higher closing costs or higher interest?
For home refinance, will my property tax be increased if my property value has been increased?
My property value for property tax is about 500k and the market value is about 650k. If I do refinance now, will my property value for tax will be jumped to 650k? I am in CA. Thanks.
Can I reapply for home refinance?
If I am denied my home refinance can I reapply and ifso typically how long is the wait? I have good credit and good income but I am refinancing the home in my name only but I know there are other factors as well. I am going through Chase by the way.
Should I include my student loans in a home refinance?
We are about to refinance our home at 3.85 % for a 15 year loan. We have 40k of student loans at 5.75 %. Including this amount in our mortgage will not get us to the point where we will have to pay PMI. Is this a good idea? If yes, why. If no, why not?
Where can i get our home refinanced while in bankruptcy?
Will my home refinance go threw?
appling for a lone to lower my paments i have been having troubles with this new company
Is it worth it to get my home refinanced?
I keep getting letters in the mail offering to refinance my home. I have 6.0 % interest and have owned my home for two years. Currently, my mortgage payment FHA is $1206.87, which includes $67 per month Mortgage Insurance Premium, real estate taxes, homeowner's insurance, etc. The letters I keep getting claim that I would be able to get " as low as" 5 % interest. Assuming I could get 5 % I have excellent credit and have never been late on my mortgage , would it be worth it to refinance? Is there any way to figure out approx. how much I would be saving without digging up how much I am paying for homeowner's and real estate taxes for calculations?Btw, our mortgage is a 30 yr. fixed.I don't really know what my house has done market wise. Two years ago I bought it for $159k and it appraised at 160k. The city assessment went up the first year I bought it to $124k and stayed the same this year, so... I dunno?
Must closing of florida home refinance must be in florida?
Home Refinance Question?
What is the difference between a 15 year fixed and 30 year fixed loan? I see the 15 year fixed offers better rates. Also the rates seems to be contantly going up. Anyone think they will dip at all?
Home Refinance gone bad?
I signed my papers for my home refi 8 days ago.Three days later the Mortg company came back,and said I had income verification problems,and sent me back to underwriting.I checked today,and it appears I think by mistake they paid off my Second mortgage on the house which was 28.8k.They did not pay off the primary.After I have signed the papers can they shut me down like this,and how will thisthing with the equity line payoff play out?What are my rights?
|
|
